Joe hired on with a construction crew. He made good money fast, even as most of his friends were taking out college loans. But just a few years later, most of his friends were making more than Joe.
At 55, when his friends were starting to retire, Joe was still working, his broken body wracked with pain. He had enough money for his wife and himself, but it would take him another 10 years to help pay off his kids’ tuition.